USAGE RULES AND REGULATIONS FOR THE BANCA INTESA AMERICAN EXPRESS® WEB SITE

Banca Intesa requires all visitors of our web site(s) mentioning the American Express branded products and services („Web Site“) to observe the following rules and regulations. By accessing the Web Site, you confirm that you have read and accepted the said terms and conditions.

WEB SITE OWNERSHIP

The Web Site is owned and controlled by Banca Intesa. The American Express company and its branches and affiliates ("American Express") shall not bear any liability for the Web Site whatsoever.

LAWS AND REGULATIONS

The user access to the Web Site and its usage are governed by all relevant federal, national and local laws and regulations.

COPYRIGHT /TRADEMARKS

Trade marks, logos and trade names ("Trademarks") displayed on the Web Site are the ownership of Banca Intesa, American Express and other parties. The users must not use the Trademarks without a prior written consent of Banca Intesa, American Express or a third party, if any, holding the ownership rights over the Trademarks. The entire contents of the Web Site is protected and copyrighted. Users must not alter, copy, distribute, transfer, publish, sell, license, derive or use the Web Site contents for commercial or public purposes.

NO GUARANTEES

ALL THE INFORMATION ON THE WEB SITE ARE DISPLAYED „AS IS“, WITHOUT ANY EXPLICIT OR IMPLICIT GUARANTEE, INCLUDING, WITHOUT LIMITATIONS, IMPLICIT SALEABILITY OR ADEQUACY GUARANTEES FOR ANY PARTICULAR PURPOSE OR IN REFERENCE TO ANY PROPERTY, NON-BREACHING OF COPYRIGHT, SAFETY OR ACCURACY.

Banca Intesa and American Express do not support and shall not be held responsible for the accuracy or reliability of any opinion, counsel or statement given on the Web Site by any party except for the statements made by themselves. Under no circumstances shall American Express be held liable for any loss or damage incurred to any user because the said user relied on the information found on the Web Site. Users shall be responsible for the assessment of the accuracy, completeness and usefulness of the information, opinions, counsels or any other contents made available through the Web Site. We urge you to ask advice from competent professionals when assessing specific information, opinions, counsels or any other contents.

LIABILITY LIMITATIONS

Banca Intesa and American Express are especially renouncing all liabilities (on the grounds of contracts, tort, strict or any other liability) for any direct, indirect, accidental, consequential or any special damage incurred by or in any connection with the access to the Web Site or its usage (even if Banca Intesa or American Express have been informed on a possibility of the occurrence of such a damage), including the liability related to Possible viruses which might infect the computer equipment of any user.

USER COMMUNICATION CONFIDENTIALITY

Except in cases in which the law requires otherwise, Banca Intesa shall protect the confidentiality of all user communications containing personal information of the user which information is transferred directly to Banca Intesa. Contents published by the user on any message board or in any chat room shall not be protected as confidential and Banca Intesa may use and give any information from contents published in that way (including any ideas, solutions, know-how or any other intellectual property) to any of its parent company, branches or affiliates or to American Express for any purposes whatsoever, according to Banca Intesa, in accordance with the relevant laws.

AFFILIATED INTERNET SITES

Banca Intesa and American Express shall not bear any responsibility whatsoever for the contents published on the web sites linked with the Web Site. The risk of accessing other web sites linked to the Web Site shall be borne by the user alone.

PUBLISHED CONTENTS

Banca Intesa and American Express have no obligation whatsoever to control any messages, information or contents („Published Contents“) displayed on the Web Site by users and shall undertake no responsibility whatsoever for such information. Regardless of the above said, Banca Intesa can, from time to time, observe the information displayed on the Web Site and can refuse to accept or remove the displayed contents if such contents include any of the following:

  • Every illegal, negative, threatening, insulting, disturbing, libeling, vulgar, indecent, racially, ethnically or otherwise insulting material, including, without limitations, material inciting criminal behaviour, leading to civil disobedience acts or causing a breach of any local, national or international laws.
  • Advertisements and commercials of any kind.
  • Messages posted by users under false pretenses.
  • Personal information, such as messages with phone numbers, social security numbers, account numbers, addresses or employer references.
  • Messages of persons not employed as PR officers of Banca Intesa or American Express, which messages are sent on behalf of Banca Intesa or American Express.
  • Messages offering unauthorized download of copyrighted or private information.
  • Multiple messages placed by one and the same user in individual folders, which messages all refer to one and the same matter.
  • Circular mails of any kind.

PERSONAL INFORMATION TRANSFER

Through the revelation of any personal or proprietary information to Banca Intesa through this Web Site, the user accepts the transfer of such personal or proprietary data over the international borders, when necessary, in accordance with the standard Banca Intesa business policies.

RULES AND REGULATIONS CHANGES

Banca Intesa retains the right to alter the application of the Rules and Regulations at any moment; all users will have been deemed informed of and bound by such alterations of these Rules and Regulations (except the provisions referring to American Express).

BREACHING RULES AND REGULATIONS

Banca Intesa and American Express retain the right to use all legally available means in case of a breach of these Rules and Regulations, including the right to block the access to the Web Site from a particular IP Address.

ACCESS TO SAFE AREAS, I.E. PASSWORD-PROTECTED AREAS

Password-protected areas, safe areas of the Web Site, can be accessed by authorized users only. Persons who try to access such areas on the Web Site without a due permission shall face the risk of being legally prosecuted.

Rules, regulations and clauses referring to the liability renouncing for the American Express Internet Global Web Sites of the American Express company, its affiliates and branches („American Express”) dictate that all the users of our Web Site(s) („Web Site”) should observe the following rules and regulations. By accessing our Web Site, you have acknowledged and accepted these rules and regulations.