Payment in installments through the revolving loan model

You may pay for goods and services in installments or withdraw cash in the country and abroad with your American Express® Green Credit Card intended for the members of the Serbian Medical Chamber. This card is a universal, for both spending and cash loans. It functions as a revolving loan which understands that you will settle min. 5% of the total consumption from the previous period, while an interest in the amount of 1,6% for dinars and 1,2% for euro shall be calculated on the remaining debt at the monthly level. The effective interest rate on the remaining debt at the annual level amounts to 21,37% for dinars and 15,67% for euro. The revolving loan is a loan which is constantly being renewed. Each new consumption shall reduce the available loan amount and each payment of yours shall open space for new purchases. The obligations from the previous period shall be settled till the 15th in the month, enabling deferred payment up to 45 days without interest. If you want, you may also pay more than the min. monthly amount and you also have the opportunity to settle the complete indebtedness from the previous month and in that case the interest shall not be calculated.

Minimum monthly repayment 5%

The min. monthly indebtedness that you are obliged to settle amounts to is 5% of the total consumption from the previous month.

Deferred payment up to 45 days without interest

The obligations from the previous period shall be settled till the 15th in the month, which enables deferred payment up to 45 days without interest.

Insurance package

Along with your Banca Intesa American Express® Green Credit Card intended for the members of the Serbian Medical Chamber, you shall get the Health insurance card of Delta Generali insurance free of charge with asistence and support during your trip offered by Europ Assistance, which is accepted by all embassies as a proof on health insurance required when approving visas.

Travel with American Express

More than 2200 American Express travel agencies all over the world, including also the agency in Belgrade are at your disposal for the planning and realization of your trips. More details on services offered by the American Express travel agency in Belgrade to the Banca Intesa American Express® Credit Card beneficiaries may be obtained by dialing (011) 3220-878 or through the e-mail address business.travel@atlas-belgrade.com

Card benefits

With your Banca Intesa American Express® Green Credit Card intended for the members of the Serbian Medical Chamber, you may pay for goods and services on points of sale in the country and abroad which have the American Express logo. This card enables you also to withdraw cash on ATMs of Banca Intesa Beograd in the country or on any of 550 000 ATMs all over the world which have the American Express sign placed on them with the help of the PIN code.

The annual fee

The annual fee for the Banca Intesa American Express® Green Credit Card intended for the members of the Serbian Medical Chamber does not exist for the first year of the membership, and after that amounts to 2.200 dinar for the basic, i.e. 1.000 dinar for the additional card. The fee may be paid in 12 monthly installments and we offer a 50% discount on the total annual membership fee to the former American Express® Credit Cards users.

The list of ATMs and POS terminals of Banca Intesa Beograd

The list of ATMs and POS terminals of Banca Intesa Beograd may be found at the website www.bancaintesabeograd.com in the section Locations.